Portal de San Pedro del Pinatar
www.portaldesanpedrodelpinatar.com
The current economic crisis we are in Spain, which began with an unusual virulence in the construction sector, but that with the passage of time is reaching practically all Spanish society has its main origin in five legislative decisions favor of big business and banking, which were taken by our politicians in a hurry in good times without evaluating its devastating effects that a fulminant suffocated the real estate sector and its partners, which have spread to the rest of society , and we have pushed back over fifty years in the progress of most Spanish.
The reason of the adoption of these fatal measures by governments who took them, and silence opposition groups can only be explained with the known credit to all parties and trade unions, and the subsequent forgiveness of their debts by private banks, ie, "I DO NOT PAY, but legislation as we are concerned".
The five measures to which we refer are:
First, and arguing that what was intended to reduce the costs of the Administration, was the total eliminated Public Bank when the logical thing would have been to get that savings reduce, but not eliminate, giving exclusivity to Private Banking .
We all remember the effectiveness of Mortgage Bank of Spain, Farm Credit Bank, Banco de Crédito Local or Industrial Credit Bank.
With only having had one of them, today the government could distribute ICO loans and not pay interest differentials over 6 points between granting the European Central Bank or the Bank of Spain to Private Banking and what we have to pay SMEs and citizens, if we can get them.
Almost without realizing it, and nobody claimed, our politicians changed the conditions mortgage loans, giving banks, already private only, carte blanche so that if the mortgaged suffered a decline in value, could require the mortgaged the contribution of other property to guarantee the value of the amount received.
With these premises achieved, the culmination of our future disastrous change took place with appraisals Act, where suddenly all Spanish possessions passed to depreciate 40% of its value, at best, but not required banks price their goods because you did your balances had been dismembered, and had discovered the collapse of practically all of them, as was the case with most companies and individuals.
They were then modified by law the conditions for granting loans to individuals, in such a way that although the Government are announced with fanfare huge amounts of money to boost lending to Spanish, no one met those conditions, and Spanish private banking it can only lend in developing or financing the government of the day, which sells all your auctions without any problems, while small and medium enterprises and individuals, we watch in awe as we lose our heritage at bargain prices, and offer us only consider refinancing if refinancing can mean more profit for them in the short term, that is, these measures have brought us a disease that "the more we run it hurts, and if we stop die ".
But the worst of all the events comes when you begin to occur auction and award of real estate by the banks, who after receiving huge amounts of money from the government, from our taxes, we watch in awe as they become the greater estate in the country, with a ridiculous valuations and grants received earlier put ridiculous prices our products, entering in clear conflict with the law of unfair competition, on the other hand has denounced any business organization.
The five points listed are, to my knowledge, the main reasons for the economic woes affecting the viability of enterprises and employment continued destruction because those who govern us are not able to realize the measures taken in times boom can not be applied or are valid at the time of crisis.
On the part of our politicians, most are officials on leave, do not want to recognize that 90% of companies that are still standing are unfeasible with current laws, and that will closing in the coming years.
That most of the old Spanish middle class, now defunct, are living off pensions as endangered, their parents or grandparents, and have no future.
That new companies and freelancers that are being created, mostly to monetize your arrest, do not exceed one year of age of its activity, and, in short, that the misery is that which is taking over Spain, except for the large capital, private banking and the political class, most officials on leave and "parish clerks Amen", that there are thousands.
Every situation is reversible, and politics is the art of making the impossible easy.
This only requires knowledge of reality, will do it and, most importantly, not being committed to the economic, lest anyone stop you from doing what is necessary to avoid disaster is upon us already, and that will grow .
Failure to do so will generalize cases already in Andalucía, and in other regions of Spain, where to avoid malnutrition of our children have to provide meals in schools, that is, as happened sixty years ago in Schools Francoist .
Do you remember the milk powder and American cheeses?
Well here we are.
Also be needed more soup kitchens.
It remains that children receive the authorities with Spanish flags in hand to the door of the College, and we all do cry, "Long live the president" where before we said "VIVA FRANCO".
Source: Democracia Pinatarense
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